When Someone Uses Your SSN to File Taxes

Two years at about this time, I got this dreaded call from my tax preparer: “Someone has already filed a fraudulent tax return using your Social Security number. I can’t e-file your return,” he told me. Within a few weeks, dozens of my friends were in the same boat....

Wild About Warranties

Our household has had a lot of good luck lately getting warranties to pay off. You know, those little cards included with your electronics, household item, or appliance that say, “If this gizmo fails within x months, we’ll replace it free of charge.” My new mantra:...

Let Go of Financial Goals That Stress You Out

One of the first things financial planners suggest we do with our money—once we’re beyond the basics of getting our regular bills paid–is set some solid goals. For instance, is one of your goals to save up for a down payment on a house? Invest enough for a...